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Zakat Calculator

Calculate your annual Zakat obligation on cash, gold, silver, business inventory, and investments. Based on 2.5% of net zakatable wealth above the nisab threshold.

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Enter your zakatable assets

Only include wealth held for a full lunar year (hawl) above nisab.

Nisab = 85g of gold. Enter today's gold price to get the current nisab threshold. AED default ≈ 70/g → nisab ≈ AED 5,950.

Only short-term debts due within the year.

Your Zakat obligation

Enter your assets to calculate Zakat.

FAQ

Zakat questions answered

What is Zakat?

Zakat is one of the five pillars of Islam — a mandatory annual charitable contribution of 2.5% on wealth held above the nisab (minimum threshold) for a full lunar year (hawl). It is due on savings, gold, silver, business stock, and investments.

What is nisab?

Nisab is the minimum amount of wealth a Muslim must possess before being obligated to pay Zakat. It is equivalent to 85 grams of gold or 595 grams of silver. Many scholars use the silver nisab as it is lower and applies to more people.

How is Zakat calculated?

Zakat = 2.5% × (Total zakatable assets − debts). Zakatable assets include cash, savings, gold, silver, business inventory, and investments. Personal items like a home, car, and clothing are not zakatable.

Is Zakat on the total balance or just the profit?

Zakat is due on the total balance/value of zakatable assets as of the Zakat due date (after holding the wealth for one lunar year), not just on profits or growth.

Is my home and car subject to Zakat?

No. Personal use assets — your home, car, furniture, and clothing — are not subject to Zakat. Only wealth intended for trade or investment is zakatable.

When is Zakat due?

Zakat becomes due after a lunar year has passed on wealth above the nisab threshold. Many Muslims calculate their Zakat on the same date each Islamic year, often Ramadan.

Is Zakat applicable on pension funds?

Scholars differ on pension funds. Most contemporary scholars say Zakat is due on the accessible/vested amount of pension savings, but funds you cannot access are not zakatable until withdrawal.

Who are the eligible recipients of Zakat?

Quran (9:60) identifies eight categories: the poor, the needy, those who collect Zakat, those whose hearts are to be reconciled, those in bondage, debtors, in the cause of Allah, and the stranded traveller.